FinBuddha Terms & Conditions
Last Updated: 9th Nov 2025
This website https://www.finbuddha.com ("Website") is operated by Pavan Kumar Manchiraju, an Individual (hereinafter referred to as “Operator” or “we” or “our” or “us”). These Terms of Service (“Terms”) set out the legally binding terms governing your use of the Website. These terms apply to all viewers and registered users of the Website, whether consideration has been paid for such services or not, and/or whether or not they have entered into a registered user agreement with the Operator and includes all those persons who gain access to the Website.
These Terms, together with the Privacy Policy and any other applicable rules, policies, and legal terms posted within the Website, govern your use of the Website. These documents are incorporated herein by reference and form an integral part of these Terms. They constitute the entire agreement between the Registered Users, Viewers, and the Operator.
Introduction
We may from time to time offer functionalities integrating third-party stock broking services (“Functionality”) onto our Website to enable Users to conduct trades in securities listed on Indian stock exchanges utilizing third-party stockbrokers registered with the Securities and Exchange Board of India (“SEBI”). For the sake of clarity, FinBuddha only provides the interface aggregation and is not responsible for trades executed via such third-party brokers. Users bear sole responsibility for their transactions. We are a SEBI registered Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013, bearing registration number INA100018975.
Business Activity
The Operator provides research-based recommendations on various investment opportunities in equities, debt, and other investment instruments through this Website.
Disciplinary History
The Operator has no outstanding litigations, has not been suspended or debarred from doing business by SEBI or any authority, nor has their registration ever been cancelled by SEBI.
Affiliations and Compensation
FinBuddha has not affiliated with any intermediaries for execution or distribution services and does not receive any consideration for such services.
Fee, Billing and Refunds
When subscribing to paid services, users agree to pay fees as listed on the Website. Payments are accepted only via traceable digital modes like NEFT/RTGS/IMPS/UPI. Cash payments are not accepted. Subscriptions auto-renew at the current rate unless cancelled prior to renewal. Refunds, if applicable, follow the Refund Policy published on the Website.
Disclaimer and Exclusion of Liability
All content and information provided on the Website is on an “as is” and “non-reliance” basis. FinBuddha does not guarantee accuracy, completeness, or reliability. Users must verify any information before acting on it. The Operator assumes no liability for any loss or damages arising from reliance on Website content or third-party services linked from it.
Data Protection
FinBuddha takes reasonable care to protect user data; however, we are not liable for unauthorized access resulting from hacking or illegal activities. Please refer to the Privacy Policy for details on how data is collected, processed, and stored.
Hyperlink Disclaimer and Exclusion of Liability
The Website may contain links to external sites not operated by FinBuddha. We are not responsible for their accuracy, completeness, or legal compliance. Inclusion of such links does not imply endorsement.
Alteration and Modification
FinBuddha reserves the right to amend, modify, or discontinue the Website or its content at any time without prior notice. Continued use of the Website constitutes acceptance of such changes.
Trademark and Copyright Protection
All Website content, including layout, graphics, and text, is the property of FinBuddha and protected by applicable intellectual property laws. Reproduction or redistribution is prohibited without prior written consent.
Jurisdiction and Applicable Laws
The courts of Kolkata, India shall have exclusive jurisdiction over any disputes arising out of the use of this Website. The laws of India shall govern these Terms.
Acceptance
By clicking “Agree” or continuing to use this Website, you confirm that you have read, understood, and agree to these Terms. If you do not agree, you must refrain from using the Website.
Contact Us
pavan.m@finbuddha.com
Support Hours: Monday – Friday, 10:00 AM to 6:00 PM (IST)